diff --git a/src/ImageSharp/Memory/Allocators/MemoryAllocator.cs b/src/ImageSharp/Memory/Allocators/MemoryAllocator.cs
index 7a694aea26..1ca0df1c94 100644
--- a/src/ImageSharp/Memory/Allocators/MemoryAllocator.cs
+++ b/src/ImageSharp/Memory/Allocators/MemoryAllocator.cs
@@ -34,13 +34,13 @@ public abstract class MemoryAllocator
     internal long MemoryGroupAllocationLimitBytes { get; private protected set; } = Environment.Is64BitProcess ? 4L * OneGigabyte : OneGigabyte;
 
     /// <summary>
-    /// Gets the maximum cumulative size, in bytes, of all active allocations made through this allocator instance.
+    /// Gets the maximum accumulative size, in bytes, of all active allocations made through this allocator instance.
     /// </summary>
     /// <remarks>
-    /// Defaults to <see cref="long.MaxValue"/>, effectively imposing no limit on the cumulative total.
+    /// Defaults to <see cref="long.MaxValue"/>, effectively imposing no limit on the accumulative total.
     /// When set, this provides a safeguard against excessive memory consumption by capping the combined size of
     /// outstanding allocations issued by this instance.<br/>
-    /// When the cumulative size of active allocations exceeds this limit, an <see cref="InvalidMemoryOperationException"/> will be thrown to
+    /// When the accumulative size of active allocations exceeds this limit, an <see cref="InvalidMemoryOperationException"/> will be thrown to
     /// prevent further allocations and signal that the limit has been breached.
     /// </remarks>
     internal long AccumulativeAllocationLimitBytes { get; private protected set; } = long.MaxValue;
diff --git a/src/ImageSharp/Memory/Allocators/MemoryAllocatorOptions.cs b/src/ImageSharp/Memory/Allocators/MemoryAllocatorOptions.cs
index e02dff6f1b..41a5ea5ee3 100644
--- a/src/ImageSharp/Memory/Allocators/MemoryAllocatorOptions.cs
+++ b/src/ImageSharp/Memory/Allocators/MemoryAllocatorOptions.cs
@@ -42,6 +42,13 @@ public struct MemoryAllocatorOptions
             if (value.HasValue)
             {
                 Guard.MustBeGreaterThan(value.Value, 0, nameof(this.AllocationLimitMegabytes));
+                if (this.AccumulativeAllocationLimitMegabytes.HasValue)
+                {
+                    Guard.MustBeLessThanOrEqualTo(
+                        value.Value,
+                        this.AccumulativeAllocationLimitMegabytes.Value,
+                        nameof(this.AllocationLimitMegabytes));
+                }
             }
 
             this.allocationLimitMegabytes = value;
@@ -49,9 +56,9 @@ public struct MemoryAllocatorOptions
     }
 
     /// <summary>
-    /// Gets or sets a value defining the maximum cumulative size, in Megabytes, of all active allocations made
+    /// Gets or sets a value defining the maximum accumulative size, in Megabytes, of all active allocations made
     /// through the created <see cref="MemoryAllocator"/> instance.
-    /// <see langword="null"/> (the default) imposes no limit on the cumulative total.
+    /// <see langword="null"/> (the default) imposes no limit on the accumulative total.
     /// </summary>
     public int? AccumulativeAllocationLimitMegabytes
     {
diff --git a/src/ImageSharp/Memory/DiscontiguousBuffers/MemoryGroup{T}.Owned.cs b/src/ImageSharp/Memory/DiscontiguousBuffers/MemoryGroup{T}.Owned.cs
index f1ec63b16e..c4b22f1560 100644
--- a/src/ImageSharp/Memory/DiscontiguousBuffers/MemoryGroup{T}.Owned.cs
+++ b/src/ImageSharp/Memory/DiscontiguousBuffers/MemoryGroup{T}.Owned.cs
@@ -78,6 +78,37 @@ internal abstract partial class MemoryGroup<T>
                 return;
             }
 
+            if (memoryOwners?.Length > 1)
+            {
+                foreach (IMemoryOwner<T> memoryOwner in memoryOwners)
+                {
+                    if (memoryOwner is not AllocationTrackedMemoryManager<T>)
+                    {
+                        // Splitting is only valid when every segment can own its reservation. A single
+                        // untracked segment makes the whole group ineligible, and this preflight has
+                        // not attached anything yet, so the entire group can fall back immediately.
+                        base.AttachAllocationTracking(allocator, lengthInBytes);
+                        return;
+                    }
+                }
+
+                // Non-pool multi-buffer groups have no group-level finalizer, so each segment carries
+                // its own share of the reservation through the segment owner or its lifetime guard.
+                long remainingLengthInBytes = lengthInBytes;
+                int lastOwnerIndex = memoryOwners.Length - 1;
+                for (int i = 0; i < lastOwnerIndex; i++)
+                {
+                    trackedOwner = (AllocationTrackedMemoryManager<T>)memoryOwners[i];
+                    long ownerLengthInBytes = (long)trackedOwner.Memory.Length * Unsafe.SizeOf<T>();
+                    trackedOwner.AttachAllocationTracking(allocator, ownerLengthInBytes);
+                    remainingLengthInBytes -= ownerLengthInBytes;
+                }
+
+                trackedOwner = (AllocationTrackedMemoryManager<T>)memoryOwners[lastOwnerIndex];
+                trackedOwner.AttachAllocationTracking(allocator, remainingLengthInBytes);
+                return;
+            }
+
             base.AttachAllocationTracking(allocator, lengthInBytes);
         }
 
diff --git a/src/ImageSharp/Memory/InvalidMemoryOperationException.cs b/src/ImageSharp/Memory/InvalidMemoryOperationException.cs
index 2722747a1b..724af35e1d 100644
--- a/src/ImageSharp/Memory/InvalidMemoryOperationException.cs
+++ b/src/ImageSharp/Memory/InvalidMemoryOperationException.cs
@@ -43,5 +43,5 @@ public class InvalidMemoryOperationException : InvalidOperationException
     [DoesNotReturn]
     internal static void ThrowAccumulativeAllocationOverLimitException(long requestedLength, long totalLength, long limit) =>
             throw new InvalidMemoryOperationException(
-                $"Attempted to allocate a buffer of length={requestedLength} that would increase the cumulative allocation size to {totalLength}, exceeding the limit {limit}.");
+                $"Attempted to allocate a buffer of length={requestedLength} that would increase the accumulative allocation size to {totalLength}, exceeding the limit {limit}.");
 }
diff --git a/tests/ImageSharp.Tests/Memory/Allocators/UniformUnmanagedPoolMemoryAllocatorTests.cs b/tests/ImageSharp.Tests/Memory/Allocators/UniformUnmanagedPoolMemoryAllocatorTests.cs
index fe51748522..b4593d4d09 100644
--- a/tests/ImageSharp.Tests/Memory/Allocators/UniformUnmanagedPoolMemoryAllocatorTests.cs
+++ b/tests/ImageSharp.Tests/Memory/Allocators/UniformUnmanagedPoolMemoryAllocatorTests.cs
@@ -558,6 +558,32 @@ public class UniformUnmanagedPoolMemoryAllocatorTests
         allocator.AllocateGroup<byte>(768 * 1024, 1024).Dispose();
     }
 
+    [Fact]
+    public void AllocateGroup_AccumulativeLimit_NonPoolFallback_Finalization_ReleasesGroupReservation()
+    {
+        RemoteExecutor.Invoke(RunTest).Dispose();
+
+        static void RunTest()
+        {
+            UniformUnmanagedMemoryPoolMemoryAllocator allocator = new(
+                sharedArrayPoolThresholdInBytes: 64 * 1024,
+                poolBufferSizeInBytes: 128 * 1024,
+                maxPoolSizeInBytes: 0,
+                unmanagedBufferSizeInBytes: 256 * 1024,
+                new MemoryAllocatorOptions { AccumulativeAllocationLimitMegabytes = 1 });
+
+            // This exercises the non-pool multi-segment fallback, where reservation ownership has
+            // to follow the finalizable segment guards because the MemoryGroup itself has no finalizer.
+            AllocateGroupAndForget(allocator, 768 * 1024);
+            GC.Collect();
+            GC.WaitForPendingFinalizers();
+            GC.Collect();
+            GC.WaitForPendingFinalizers();
+
+            allocator.AllocateGroup<byte>(768 * 1024, 1024).Dispose();
+        }
+    }
+
     [ConditionalFact(typeof(Environment), nameof(Environment.Is64BitProcess))]
     public void MemoryAllocator_Create_SetHighLimit()
     {