diff --git a/sqls/busi.mongo.js b/sqls/busi.mongo.js
index a6b7fc1..0e033da 100644
--- a/sqls/busi.mongo.js
+++ b/sqls/busi.mongo.js
@@ -3,4 +3,4 @@ db.user_account.drop()
 db.user_account.createIndex({ user_id: NumberLong(1) }, { unique: true })
 
 db.user_account.insert({ user_id: NumberLong(1), balance: 10000 })
-db.user_account.insert({ user_id: NumberLong(2), balance: 10000 })
\ No newline at end of file
+db.user_account.insert({ user_id: NumberLong(2), balance: 10000 })
diff --git a/test/busi/busi.go b/test/busi/busi.go
index 3697723..c4026ed 100644
--- a/test/busi/busi.go
+++ b/test/busi/busi.go
@@ -88,7 +88,21 @@ func SagaMongoAdjustBalance(ctx context.Context, mc *mongo.Client, uid int, amou
 		bson.D{{Key: "user_id", Value: uid}},
 		bson.D{{Key: "$inc", Value: bson.D{{Key: "balance", Value: amount}}}})
 	logger.Debugf("dtm_busi.user_account $inc balance of %d by %d err: %v", uid, amount, err)
-	return err
+	if err != nil {
+		return err
+	}
+	var res bson.M
+	err = mc.Database("dtm_busi").Collection("user_account").FindOne(ctx,
+		bson.D{{Key: "user_id", Value: uid}}).Decode(&res)
+	if err != nil {
+		return err
+	}
+	balance := res["balance"].(float64)
+	if balance < 0 {
+		return fmt.Errorf("balance not enough %w", dtmcli.ErrFailure)
+	}
+	return nil
+
 }
 
 func tccAdjustTrading(db dtmcli.DB, uid int, amount int) error {
diff --git a/test/busi/utils.go b/test/busi/utils.go
index aaa0f58..21b54a9 100644
--- a/test/busi/utils.go
+++ b/test/busi/utils.go
@@ -145,7 +145,7 @@ var (
 // MongoGet get mongo client
 func MongoGet() *mongo.Client {
 	mongoOnce.Do(func() {
-		uri := fmt.Sprintf("mongodb://%s:27017/?retryWrites=false", StoreHost)
+		uri := fmt.Sprintf("mongodb://%s:27017/?retryWrites=false&directConnection=true", StoreHost)
 		ctx := context.Background()
 		logger.Infof("connecting to mongo: %s", uri)
 		client, err := mongo.Connect(ctx, options.Client().ApplyURI(uri))
@@ -169,9 +169,9 @@ func SetRedisBothAccount(amountA int, ammountB int) {
 func SetMongoBothAccount(amountA int, amountB int) {
 	mc := MongoGet()
 	col := mc.Database("dtm_busi").Collection("user_account")
-	_, err := col.ReplaceOne(context.Background(), bson.D{{Key: "user_id", Value: TransOutUID}}, bson.D{{Key: "user_id", Value: TransOutUID}, {Key: "balance", Value: amountA}}, options.Replace().SetUpsert(true))
+	_, err := col.ReplaceOne(context.Background(), bson.D{{Key: "user_id", Value: TransOutUID}}, bson.D{{Key: "user_id", Value: TransOutUID}, {Key: "balance", Value: float64(amountA)}}, options.Replace().SetUpsert(true))
 	dtmimp.E2P(err)
-	_, err = col.ReplaceOne(context.Background(), bson.D{{Key: "user_id", Value: TransInUID}}, bson.D{{Key: "user_id", Value: TransInUID}, {Key: "balance", Value: amountB}}, options.Replace().SetUpsert(true))
+	_, err = col.ReplaceOne(context.Background(), bson.D{{Key: "user_id", Value: TransInUID}}, bson.D{{Key: "user_id", Value: TransInUID}, {Key: "balance", Value: float64(amountB)}}, options.Replace().SetUpsert(true))
 	dtmimp.E2P(err)
 
 }